大家好，欢迎来到Victoria英语教研的课堂，我是Victoria老师，今天是第五节课，主题是： About Economy-Digital payments ，如果你想冲出内卷，雅思冲7+拿高分，可学此课程，此课程学习步骤是：

Step 1 The Outline of the Text

Paragraph 1 Introduction

Paragraph 2- 5Impacts

Paragraph 6Conclusion

Step 2 New words and expressions

1.financial inclusion 金融包容性

2.more efficient transactions交易更有效.

3.e-commerce growth加速电子商务发展

4.spur economic development刺激经济增长

5.transparency and accountability透明度和问责制

Step 3 Presentation

Paragraph 1 IntroductionDigital payments have the potential to have a significant impact on economic development. Here are a few ways...数字支付对于经济发展有着重要的潜在影响。