Where to invest your money in 2023 after rough year-end in the markets在市场经历了艰难的年底之后，你在2023年应该把钱投资在哪里

Finance expert Dan Roccato shared market insights and investing tips on 'Fox & Friends'金融专家丹·罗卡托在“福克斯和朋友们”上分享了市场见解和投资技巧

译者：百贝翻译 www.baibeitrans.com

Wall Streetjust wrapped up its worst year since 2008.刚刚结束了自2008年以来最糟糕的一年。

Major indexes in 2022experienced intense declines as the Nasdaq dropped more than 30% and the S&P 500 was down almost 20%.经历了剧烈的下跌，纳斯达克下跌超过30%，标准普尔500下跌近20%。

With the markets looking grim, investors might be feeling iffy about where to put their money in the New Year of 2023.随着市场前景黯淡，投资者可能会对在2023年新年把钱投到哪里感到不确定。

THE MARKETS AND THE NEW YEAR HOLIDAY市场和新年假期

University of San Diego finance professor Dan Roccato joined"Fox & Friends"on Monday to share his best tips for financial success in the New Year.圣地亚哥大学金融学教授丹·罗卡托周一加入了“福克斯和朋友们”，分享了他在新的一年里财务成功的最佳秘诀。

Roccato first mentioned that investing in Treasury bills is a "no-brainer" right now.罗卡托首先提到，目前投资国库券是一件“不用动脑筋”的事情。

Traders and financial professionals work ahead of the closing bell on the floor of the New York Stock Exchange (NYSE) on August 1, 2019, in New York City. (Drew Angerer/Getty Images / Getty Images)2019年8月1日，在纽约证券交易所，交易员和金融专业人士在收盘前工作。(Drew Angerer/Getty Images / Getty Images)

"If you’ve got some excess cash, and you can earn 4.5% or more short-term with virtually no risk — state tax-free for most folks — that’s a no-brainer all of us should be doing," he said.他说:“如果你有一些多余的现金，你可以在几乎没有风险的情况下获得4.5%或更高的短期收益——对大多数人来说是免税的——这是我们所有人都应该做的事。”

Investors should look into adding "recession-resistant" stocks to their portfolios, such as Pfizer or Walmart, Roccato said, though he clarified that he is not specifically in the business of recommending individual stocks.罗卡托称，投资者应考虑在投资组合中加入“抗衰退”股票，如辉瑞或沃尔玛，但他澄清自己并非专门推荐个股。

Finance expert Dan Roccato shared some tips related to the stock market on "Fox and Friends" on Jan. 2, 2023. (Fox News / Fox News)2023年1月2日，金融专家丹·罗卡托在“福克斯和朋友们”节目中分享了一些有关股市的小技巧。(Fox News / Fox News)

Roccato also referenced companies that have great cash flow such as Apple, Chevron and Verizon, as well as non-USA stocks such as BP and Nestle.罗卡托还提到了苹果、雪佛龙和威瑞森等拥有大量现金流的公司，以及英国石油和雀巢等非美国股票。

"You want to own businesses that generate lots of cash … to pay you dividends," he said.“你希望拥有能够产生大量现金的企业……向你支付红利，”他说。

"So, if we are headed into a recession, which it sure feels like for a lot of folks, they’re the names you want to own."“所以，如果我们正走向衰退，很多人肯定会有这种感觉，它们是你想拥有的名字。”

University of San Diego finance professor Dan Roccato shared market insights and other thoughts on "Fox and Friends" on Jan. 2, 2023. (Fox News / Fox News)圣地亚哥大学金融学教授丹·罗卡托于2023年1月2日在“福克斯和朋友们”节目中分享了市场见解和其他想法。(Fox News / Fox News)

Roccato explained that he likes to use the "barbell strategy" to keep a diversified and balanced portfolio.罗卡托解释说，他喜欢使用“杠铃策略”来保持投资组合的多元化和平衡。

"On one side of the barbell, I’ve got risk assets like stocks," he said.“杠铃的一边是股票等风险资产，”他说。

"On the other side of the barbell," he added, he's got "rock solid [investments that] keep me going through the tough times."“在杠铃的另一边，”他补充说，他有“坚如磐石的(投资)，让我度过艰难时期。”