图源：图虫创意
本文来源：时代财经 作者：黄宇昆
文|记者黄宇昆
12月30日晚间，贵阳银行（601997.SH）公告称，该行董事会于当日收到公司拟任副行长杨轩的辞职报告。杨轩因工作调动，辞去拟担任的副行长职务，该辞任自辞职报告送达公司董事会时生效。
杨轩是一名“85后”，贵阳银行董事会在2024年1月12日同意聘任杨轩为副行长，在监管部门核准其任职资格后方可履职。此次获聘后，杨轩将成为贵阳银行最年轻的副行长，也是上市银行中屈指可数的“85”后高管之一。
不过，截至12月30日，杨轩的任职资格尚未取得监管部门核准，尚未正式履职。
12月31日，贵阳银行相关人士向时代周报记者表示，杨轩已不在该行担任任何职务，对于其任职资格迟迟未取得核准的原因并不清楚。
获聘近一年，39岁拟任副行长辞职
在辞职三天前，杨轩还以贵阳银行党委委员的身份公开露面。
12月27日，贵州省市场监督管理局与六家银行机构签署战略合作协议，决定进一步建立全方位、深层次的合作关系，聚焦要素赋能、综合服务，发挥融资增信作用，助力全省经营主体高质量发展。贵阳银行党委委员杨轩出席签约仪式。
12月30日，杨轩提交了辞职报告。
银行高管获聘近一年任职资格却未能得到监管核准，这种情况在业内较为少见。
2024年1月10日，贵阳市人民政府发布人事任免通知，推荐杨轩为贵阳银行副行长人选。1月12日，贵阳银行董事会审议通过了关于聘任杨轩为该行副行长的议案。杨轩出生于1985年8月，获聘任后，有望成为贵阳银行最年轻的副行长。
简历显示，杨轩曾任中国银行西藏分行日喀则地区支行（现日喀则市分行）营业部柜员，中国银行西藏分行保密、品牌管理团队文员、行政经理、副主管、主管，中国银行西藏分行办公室秘书、副主任，中国银行西藏分行日喀则市分行党委委员、纪委书记，中国银行总行党务工作部组织建设团队副主管。
从中国银行调任贵州后，杨轩先后担任贵安新区开发投资有限公司办公室（党委办公室、董事会办公室、总经理办公室）副主任，贵州贵安发展集团有限公司综合办公室（党委办公室、董事会办公室、总经理办公室）副主任，贵州贵安资本运营有限公司党委委员、副总经理，贵安新区新兴产业发展基金管理有限公司、贵安新区新型城镇化发展投资基金管理有限公司董事长、总经理（兼）。
时代周报记者注意到，2024年1月12日，与杨轩一同获聘任的还有该行董事会秘书李虹檠、首席信息官何欣。12月24日，贵阳银行公告称，金融监管总局贵州监管局已核准李虹檠担任公司董事会秘书的任职资格。
不过，截至目前，何欣的任职资格暂未获得监管核准。
12月26日，金融监管总局就《银行业金融机构董事（理事）和高级管理人员任职资格管理办法（征求意见稿）》公开征求意见，明确了监管机构不予核准金融机构高管任职资格的具体情形，包括存在不符合该办法和金融监管总局行政许可规定任职资格条件情形的；自受到监管机构或其他金融管理部门警告、通报批评或罚款的行政处罚未满一年的；因涉嫌严重违法违规行为，正接受有关部门立案调查，尚未作出处理结论的。
前三季度营收利润双降
贵阳银行是贵州省内第一大法人金融机构，近年来，其业绩表现并不理想。数据显示，截至今年三季度末，贵阳银行资产总额7195.99亿元，较年初增加315.31亿元，增长4.58%。前三季度，贵阳银行实现营业收入109.37亿元，同比下降4.42%；归母净利润39.70亿元，同比下降6.81%。
对于业绩下滑，贵阳银行在三季报中解释称，受让利实体经济、调整资产结构、市场利率下行等因素影响，该行净息差有所收窄。数据显示，前三季度该行净息差为1.80%，同比下降34个基点。
在贵阳银行三季度业绩交流会上，贵阳银行董事长张正海表示，当前银行经营环境出现新的变化，行业进入高质量发展阶段，商业银行在资产负债的摆布和节奏方面更加聚焦差异化竞争优势，后续该行将会加大投放力度，做好定价管理，强化成本管控，推动盈利指标保持平稳。http://baidu.digompLatform.com.cn/wiv/detail/dbw
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资产质量方面，截至三季度末，贵阳银行不良贷款率为1.57%，较年初下降0.02个百分点，拨备覆盖率262.53%，较年初上升18.03个百分点。
值得一提的是，贵阳银行近年来卷入多起诉讼。12月18日，贵阳银行披露了与贵州国际商品供应链管理公司（下称“贵州国际”）等借款合同纠纷案件的进展，贵阳市中院判决贵州国际支付贵阳银行双龙航空港支行借款本金约2.92亿元及利息、罚息、复利；支付商业银行承兑汇票垫付款12.92亿元及逾期利息。深圳正威（集团）、王文银、刘结红、华威聚酰亚胺公司对上述判决承担连带清偿责任。
12月25日，贵阳银行披露与贵州九州名城房地产开发有限公司的诉讼事项进展公告。该案件目前处于终审裁定阶段，涉及的债权投资本金为3.15亿元，此外还包括相应的利息、复利和罚息。
此前，因合同纠纷，贵阳银行将九州名城房地产开发有限公司、周韶斌、周伟刚作为被告。2024年7月，贵阳市中院作出裁定，经穷尽财产调查措施，被执行人暂无财产可供执行，终结本次诉讼的执行程序。因对终结执行存在异议，公司向贵阳市中院提出执行异议，异议请求被驳回后，公司向贵州省高院申请复议。近期，贵州省高院已支持公司的复议请求，撤销了贵阳市中院的相关执行裁定。
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