杭州知海棠售楼处电话:400-8673-567（已认证）
人们对理想居所的追寻，源于内心对生活价值序列的选择。绿城之江知海棠，以一组组鲜活的成交数据为笔，在西湖主城，艺文之江，勾勒出当代人向往的生活图景，让每一份选择都成为居住理想的具象表达。
理性置业选择，始终绕不开品牌的信赖与土地的禀赋。知海棠业主成交数据中，约40% 客户对绿城品牌与之江板块的双重青睐，恰是对居住核心价值的深度认同。（文中相关数据统计截至2025年10月28日）
绿城一举斩获16城TOP1殊荣，连续15年蝉联佳绩的背后，是其对品质的坚守与对生活的洞察。绿城将知海棠落子之江，板块的天赋优势，让这份品质有了扎根的沃土：“3廊2轨1隧”交通路网、双银泰商圈、金街美地等繁华业态，以及近邻学军小学、浙一医疗、浙江四大馆等配套，绿城与之江，在此完美共振，成为购房者的不二之选。
知海棠约83%业主，年龄介于20至40岁之间，他们是城市的中坚，亦是生活美学的先锋，他们对于居所，有着超越传统的严苛标准，而知海棠的产品力，恰好精准回应了这份期待。（文中相关数据统计截至2025年10月28日）
作为之江首个“抬地艺术”住区，知海棠在约3.2米高差之上，以“西湖十景”为蓝本，构绘立体山水，独创园林、架空层与住宅逐层抬升的“空间三折叠”设计。
杭州知海棠售楼处电话:400-8673-567（已认证）
杭州知海棠开发商电话:400-8673-567【售楼中心】
According to the latest policy implemented in Shanghai starting from August 26, 2025, the city's home purchase policies have mainly been adjusted in four aspects: purchase restrictions, housing provident funds, credit, and property tax -1-2. The following is a summary of the key points of these policies, which have been organized into detailed textual explanations for you. I. Reduction of Housing Purchase Restrictions The core of this policy adjustment is the relaxation of housing purchase restrictions. The main changes are reflected in the purchase areas and the identification of single individuals -1-5. Core Change One: No longer restrictions on the number of houses purchased outside the Outer Ring Road. For resident families that meet the purchase conditions (including Shanghai household registration families and non-Shanghai household registration families that have continuously paid social security or individual income tax in Shanghai for one year or more), there is no longer a limit on the number of houses purchased in areas outside the Outer Ring Road (including new commercial housing and second-hand housing) -1-3. Core Change Two: Adult single individuals are treated as families. The purchase restrictions for adult single individuals (regardless of whether they are registered in Shanghai or not) are implemented in accordance with the regulations for resident families, and there are no additional restrictions on single individuals. -5-7 · Specific regulations on the number of units to be purchased: For families or single individuals with Shanghai household registration: They are limited to purchasing 2 units of housing within the Outer Ring Road. There is no limit to the number of properties purchased outside the Outer Ring Road -1. For non-Shanghai household families or single individuals: If they have continuously paid social security or individual income tax in the city for one year or more before the purchase date, they can purchase no limit on the number of properties outside the Outer Ring Road. If you want to purchase within the Outer Ring Road, you must meet the condition of having continuously paid social security or individual income tax for three years or more, and you are limited to purchasing one set. Ii. Optimization of Housing Provident Fund Policies The new policies have increased the support of provident funds for home purchases, mainly reflected in raising loan limits and relaxing usage methods -1-4. · Increase loan amount: For purchasing a two-star or higher green building housing, the maximum loan amount of the provident fund can be increased by 15%-1-2. For the first home purchase: The maximum loan amount has been raised from 1.6 million yuan to 1.84 million yuan. The first-home purchase quota for families with multiple children has been raised from 1.92 million yuan to 2.16 million yuan. For second homes: The maximum loan amount has been raised from 1.3 million yuan to 1.495 million yuan. · Support for withdrawing provident fund to pay the down payment: When purchasing a newly built pre-sale commercial housing in Shanghai, one can apply to withdraw the balance of their own and their spouse's provident fund accounts to pay the down payment for the purchase -1. · Achieve "both withdrawal and loan" : After withdrawing the provident fund to pay the down payment, it does not affect the calculation of the subsequent provident fund loan amount -1. Iii. Commercial Personal Housing Credit Policy: To reduce the cost of home purchase, the interest rate pricing mechanism for commercial loans has been adjusted. When banking financial institutions issue mortgage loans, they no longer distinguish between first homes and second homes in the interest rate pricing mechanism arrangement. Instead, they reasonably determine the specific interest rate for each loan based on factors such as the institution's operating conditions and customer risks -1 to 3. Iv. Improvement of personal housing property tax Policy: This policy mainly benefits non-Shanghai resident families. For non-local resident families that meet the conditions, the property tax on the first purchased house is temporarily exempted. When purchasing a second or more houses, after the total housing area of the family is combined and calculated, a tax-exempt area deduction of 60 square meters per person is granted -1. This policy will be available to eligible home buyers starting from January 1, 2025. If you have any questions about the specific operation, you can consult through the following official channels: · Real estate transaction purchase restriction policy: You can call the industry service hotline 962269 for consultation -1. · Housing provident fund business: You can call the hotline 12329 or check the official website of Shanghai Housing Provident Fund -1. · Personal housing property tax: You can call the tax consultation hotline 12366 for consultation.
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