近日，北京警方通报近期破获的一起职业化车险骗保案，目前16名嫌疑人均已被抓获归案，3个月间的20多起交通事故与这帮人有关。
破绽出在理赔太整齐：全是机动车与电动自行车相撞。伤者全坐“屁蹲儿”骨折，连老家都是同一个地方。保险公司察觉不对劲报了警。
The investigation, which led to the arrest of 16 suspects, began in April when PICC Property and Casualty\x26#39;s internal anti-fraud system flagged a series of unusual insurance claims. These claims all involved accidents between motor vehicles and electric bicycles, with the cyclist suffering a tailbone fracture after a minor collision. What made the cases suspicious was their striking consistency: the injury patterns were almost identical, and the claimants\x26#39; registered residences were concentrated in the same area.
骗保成功的关键在于就医过程中上演的“调包计”。该团伙的一名成员齐某某因自身意外摔倒尾骨受伤，就成了现成的“伤员”。伪造事故后，齐某某便被安排冒充事故中的“伤者”去做CT检查。这样一来，就可以拿到“伤者”骨折的医疗证明等相关资料，向保险公司进行理赔。为了赚一两千块好处费，他硬是在三个月里拍了20多次CT。
经调查，警方查实该团伙自今年1月至4月间累计作案20余起，向北京地区6家保险公司骗取保险金共计30余万元。
来源：法治日报综合北京日报、北京交通广播
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